How does online car financing work?

Just fill out our secure online form with your personal, job, and vehicle details. Once you submit it, our team will review everything and contact you with financing options that match your credit profile.

What tools can I use to figure out the best car loan terms?

You can use our auto loan calculator to see how different loan terms—like shorter or longer repayment periods—will impact your monthly payments. It’s a helpful way to plan your budget for any new or used car loan.

What documents do I need to apply for car financing?

To apply, you’ll need a valid driver’s license, proof of income (like pay stubs or bank statements), proof of residence (such as a utility bill or lease agreement), and insurance information, especially if you’re trading in a vehicle.

Can I get approved for auto financing if I have bad credit or no credit?

Yes! We work with trusted lenders who help people in all credit situations—even if you have no credit or a low credit score. First-time buyers are welcome too.

Is my personal information safe when I apply for financing online?

Yes, your information is completely safe. We use advanced SSL encryption to protect your data and only share it with trusted, approved lending partners.

Home » Apply Online

APPLY ONLINE FOR USED CAR LOAN

Start your car buying journey with confidence by completing our quick and secure finance application. Once submitted, our team will contact you with personalized loan options designed to fit your needs. At Xtreme Auto Sales, we make financing simple, fast, and stress-free—so you can get behind the wheel sooner.

Buyer
Co-Buyer

All fields marked with an asterisk (*) are required

Personal Information

First Name *

Please enter your First Name

Last Name *

Please enter your Last Name

Email *

Please enter your Email

Cell Phone *

Please enter your Cell Phone

Home Phone (Optional)

Date of Birth *

Please enter your Date of Birth

SSN *

Please enter your SSN

Driver's License Number

Driver's License State

Driver's License Issue Date

Driver's License Expiry Date

Residential Information

Street Address *

Please enter your Street Address

City *

Please enter your City

State *

Please select your State

Zip Code *

Please enter your Zip Code

Housing Type *

Please select your Housing Type

Monthly Rent/Mortgage Amount *

Please enter your Rent/Mortgage Amount

Years at Address *

Please select your Years at Address

Please select your Months at Address

Add Previous Address

Previous Address

Street Address

City

State

Zip Code

Housing Type

Monthly Rent/Mortgage Amount

Years at Address

Employment Information

Employer Name *

Please enter your Employer Name

Title/Position *

Please enter your Title/Position

Employer Phone Number *

Please enter your Employer Phone Number

Monthly Gross Income *

Please enter your Monthly Gross Income

Years at Job *

Please select your Years at Job

Please select your Months at Job

Add Previous Employment

Previous Employment

Employer Name

Title/Position

Employer Phone Number

Monthly Gross Income

Years at Job

Interested Vehicle

Vehicle Keyword

Sort

Stock Number

Year

Make

Model

Vehicle Price

Down Payment

Exterior Color

Interior Color

Add Trade-in?

Trade-in

VIN *

Please enter the VIN

Mileage *

Please enter the Mileage

Year *

Please enter the Year

Make *

Please enter the Make

Model *

Please enter the Model

Has Co-Buyer?

Relationship to Buyer *:

Please make a selection

Personal Information

First Name *

Please enter your First Name

Last Name *

Please enter your Last Name

Email *

Please enter your Email

Cell Phone *

Please enter your Cell Phone

Home Phone (Optional)

Date of Birth *

Please enter your Date of Birth

SSN *

Please enter your SSN

Driver's License Number

Driver's License State

Driver's License Issue Date

Driver's License Expiry Date

Residential Information

Street Address *

Please enter your Street Address

City *

Please enter your City

State *

Please select your State

Zip Code *

Please enter your Zip Code

Housing Type *

Please select your Housing Type

Monthly Rent/Mortgage Amount *

Please enter your Rent/Mortgage Amount

Years at Address *

Please select your Years at Address

Please select your Months at Address

Add Previous Address

Previous Address

Street Address

City

State

Zip Code

Housing Type

Monthly Rent/Mortgage Amount

Years at Address

Employment Information

Employer Name *

Please enter your Employer Name

Title/Position *

Please enter your Title/Position

Employer Phone Number *

Please enter your Employer Phone Number

Monthly Gross Income *

Please enter your Monthly Gross Income

Years at Job *

Please select your Years Employed

Please select your Months Employed

Add Previous Employment

Previous Employment

Employer Name

Title/Position

Employer Phone Number

Monthly Gross Income

Years at Job

I want to receive marketing text messages on the phone number provided.

I want to receive non marketing messages, including updates and news, on the phone number provided.

By checking the boxes above, I consent to receive marketing and/or non-marketing text messages from Xtreme Auto Sales at the phone number provided. Message frequency may vary. Message and data rates may apply.
Reply HELP for help or STOP to opt-out.

I, the undersigned, (a) for the purpose of securing credit, certify that the below representations to be correct; (b) authorize financial institutions, as they consider necessary and appropriate, to obtain consumer credit reports on me periodically and to gather employment history, and (c) understand that we, or any financial institution to whom this application is submitted, will retain this application whether or not it is approved, and that it is the applicant's responsibility to notify the creditor of any change of name, address, or employment. We and any financial institution to whom this application is submitted, may share certain non-public personal information about you with your authorization or as provided by law.

By submitting this request, I accept the Privacy Policy

Easy Car Financing in Burlington, NC – All Credit Welcome

At Xtreme Auto Sales, we make car financing simple, flexible, and stress-free—no matter your credit history. Whether you’re a first-time buyer, have bad credit, no credit, or are shopping with good credit, our experienced finance team is here to help you get approved quickly and affordably.

We proudly serve drivers in Burlington, NC, and surrounding areas with fast loan approvals, low or no down payment options, and competitive interest rates. We also work closely with credit unions and other trusted lenders to help you find the best financing solution that fits your lifestyle and monthly budget.

Financing Options for Every Buyer:

At Xtreme Auto Sales, we believe everyone deserves a chance to drive a dependable, high-quality vehicle—regardless of their financial background. That’s why we provide tailored financing options to meet the unique needs of every buyer. Whether you’re located right here in Burlington or coming from Greensboro, Chapel Hill, Durham, Raleigh, Apex, Asheboro, or any surrounding area, we’re here to help.

From good credit buyers to those with low income, bad credit, or no credit at all, we work one-on-one with you to find an affordable payment plan. Our finance specialists also assist:

First-time buyers who need guidance
Families looking for reliable transportation
Spanish-speaking customers—our team is happy to assist in your language
Military buyers and veterans—special discounts and loan programs available
Luxury vehicle buyers with flexible lending terms
Business owners looking to finance commercial vehicles

No matter your situation or where you’re from, we make financing straightforward, respectful, and stress-free

Fast Approvals & Flexible Programs:

We understand how important it is to secure financing quickly—so you can drive away with confidence. At Xtreme Auto Sales, our application process is fast, and most customers in Burlington, Durham, Chapel Hill, Raleigh, Greensboro, and nearby areas receive approvals the same day.

Thanks to our wide network of trusted lenders—including local credit unions and national banks—we’re able to offer a variety of loan programs that work for all credit profiles. Whether you’re looking for no down payment, low down payment, or prime credit financing, we’ll help you find terms that match your needs and budget.

Here’s what you can expect:

Bad credit or no credit financing
Low-interest rates for buyers with strong credit
Military financing packages
Quick online application and pre-approval
Flexible terms and payment options

Our goal is to help buyers across Burlington and nearby cities get behind the wheel faster—with loan terms they can feel good about.

More Than Financing – Full Service Dealership in Burlington, NC

When you finance with Xtreme Auto Sales, you’re not just getting a loan—you’re getting access to a full range of services designed to help you find the right car and get the best deal:

Browse our used car inventory for quality vehicles at wholesale pricing
Use our Car Finder Tool if you’re looking for something specific
Trade in your current vehicle for top-dollar value
Shop a wide selection of low-mileage, well-maintained used cars
Drive off in affordable luxury cars, SUVs, or commercial vehicles at unbeatable prices

Trusted by the Burlington Community

We’re proud to be one of the top-rated used car dealerships in Burlington, NC, with high online ratings and a reputation for transparency, service, and affordable pricing. Our team is here to make your financing experience simple and stress-free—while helping you find a vehicle you’ll love.

Apply for Auto Financing in Burlington, NC Today

Ready to take the next step toward your next vehicle? Apply online now and let the team at Xtreme Auto Sales get you pre-approved in just minutes. Whether you’re in Burlington or nearby cities like Greensboro, Durham, Raleigh, Apex, Asheboro, or Chapel Hill — we’re here to help you hit the road with confidence.

Get Pre-Approved Today at Xtreme Auto Sales

Don’t let budget or credit worries hold you back. We offer fast approvals, flexible down payment options, and financing solutions for bad credit, no credit, or excellent credit. Military buyers, first-time buyers, and families are all welcome — and supported.

Fast approvals
$0 down or low down payment options
We work with all credit types
Special financing for military & first-time buyers

Ready to get started?

Apply for Financing Online or call us now at (336) 270-5548— your new ride is just a few clicks away.

Frequently Asked Questions — Auto Financing in Burlington, NC

How do I apply for a used car loan online at Xtreme Auto Sales?

Applying for used car financing in Burlington, NC is simple. Fill out our secure online application above with your personal, residential, and employment details. Once submitted, our finance team reviews your information and contacts you promptly with loan options tailored to your situation — no dealership visit required to get started.

What information do I need to complete the online auto financing application?

To apply for a used car loan at Xtreme Auto Sales, you’ll need your full name, date of birth, Social Security number, driver’s license, current address, and residential history. You’ll also need employment details including your employer’s name, phone number, monthly gross income, and time on the job. Having these ready speeds up the process significantly.

Can I get approved for financing with bad credit or no credit history?

Absolutely. At Xtreme Auto Sales, we welcome all credit situations — bad credit, no credit, and everything in between. Our team works with a trusted network of lenders experienced in helping buyers rebuild or establish credit through online auto financing in Burlington, NC. Your credit history doesn’t have to be perfect to get behind the wheel of a quality used car.

How much down payment do I need to finance a used car in Burlington, NC?

We offer both low down payment and no down payment financing options depending on your credit profile and the vehicle you choose. Many buyers are surprised at how little they need upfront. Our finance specialists work with you to structure a payment plan that fits your budget — so don’t let down payment concerns stop you from applying.

Does Xtreme Auto Sales offer special financing for military personnel or veterans?

Yes. We proudly serve active-duty military members, veterans, and their families with special military financing programs and discounts. If you’re currently serving or have served, let our team know when you apply — we’ll make sure you receive the recognition and savings you’ve earned as part of your used car financing package in Burlington, NC.

Do you work with credit unions for auto financing?

Yes. In addition to our network of national and regional lenders, Xtreme Auto Sales works with credit unions that often offer competitive interest rates for qualified buyers. Whether you have prime credit, fair credit, or are rebuilding, we explore multiple lending options on your behalf to find terms that work best for your financial situation.

How quickly can I get a financing decision after submitting the application?

Most applicants receive a response from our finance team the same day they submit the application. Our streamlined process is designed for fast loan approval — so you spend less time waiting and more time browsing our inventory of used cars for sale in Burlington, NC. Someone from our team will contact you directly to walk you through your options.

Can I include a trade-in vehicle in my financing application?

Yes. When completing your application, you can add your current vehicle as a trade-in by entering its VIN, mileage, year, make, and model. The value of your trade-in can be applied directly toward your down payment or loan balance, potentially reducing your monthly payments and making your next vehicle even more affordable at Xtreme Auto Sales.

Can I add a co-buyer to strengthen my auto loan application?

Yes. Our online application includes a co-buyer option, which can improve your chances of approval and help secure better loan terms. A co-buyer — such as a spouse, parent, or relative — shares responsibility for the loan and can be especially helpful for first-time buyers or those with limited credit history looking to finance a used car in Burlington, NC.

What happens after I submit my online auto financing application?

After submitting your application, a member of our finance team at Xtreme Auto Sales will reach out to you shortly — typically the same business day — to discuss your pre-approval status and available financing options. From there, you can browse our inventory, select your vehicle, and finalize the paperwork. We make every step as smooth and stress-free as possible.

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